Lesson 1: Earning & Budgeting

Check Your Understanding

1. "Take-home pay" refers to:

Gross income
Net income after taxes and deductions
Income before any work is done
Only salary (not wages)

2. In the 50/30/20 rule, what percentage goes toward savings?

50%
30%
20%
10%

3. FICA taxes fund:

Public schools
Social Security and Medicare
Federal highways
National defense

4. If monthly income is $3,000 and expenses total $3,000, the budget is:

In deficit
Balanced (zero-based)
In surplus
Cannot be determined